A double-edged celebration

The Philippines proudly claims the title of hosting the world’s longest Christmas celebration, a unique extravaganza that stretches from September to January. This extended celebration brings both advantages and disadvantages, weaving a complex tapestry of joy, economic stimulation, and cultural significance.   The most apparent benefit of the prolonged Christmas season is the extended sense … Read moreA double-edged celebration

Wanted: Chief AI Officer

The US federal government is hiring more than 400 chief artificial intelligence officers (CAIOs), after a Biden administration executive order called for better AI regulations. Global employment website, Indeed, lists more than 500 CAIO job openings with the role of “defining and driving AI strategies.”   Indeed, in an era dominated by technological advancements, the … Read moreWanted: Chief AI Officer

Open banking in PH: Leveraging technology for financial inclusion

Financial inclusion in the Philippines has come a long way. Data coming from the latest Bangko Sentral ng Pilipinas (BSP) Financial Inclusion Survey (FIS) shows that the rate of account ownership soared to 56 percent in 2021 from a mere 29 percent in 2019. This means the number of unbanked Filipinos dropped to 34.3 million … Read moreOpen banking in PH: Leveraging technology for financial inclusion

Grassroots innovation: Nurturing change from the bottom up

Grassroots innovation is a powerful force that drives change and progress from the bottom up. It represents a bottom-up approach where individuals or communities identify challenges and develop innovative solutions tailored to their specific needs. It stands in contrast to traditional top-down innovation models that often involve large corporations, government agencies, or research institutions. Instead, … Read moreGrassroots innovation: Nurturing change from the bottom up

CX landscape in the financial services industry

In the Philippines, the financial services industry is experiencing a profound transformation in its approach to customer experience (CX). Fueled by advancements in technology, changing consumer expectations, and a competitive landscape, financial institutions are reimagining their strategies to provide seamless, personalized, and convenient interactions with their customers. One observable strategy of financial institutions is the shift toward customer-centricity. The traditional … Read moreCX landscape in the financial services industry

Wastong Pananaw ukol sa Pera

Ang tamang paggamit ng pera na napananatili natin nang matagal ay sa pamamaraan ng wastong paggamit nito – bilang pambayad sa mga kinakailangang bayaran, at sa pamamagitan ng pagtatabi nito nang sa gayon ay may mapaghugutan sakaling magipit.   Ang pagiging disciplinado sa paggamit ng pera ay nakatutulong upang mabuo ang ating behavior o fiscal … Read moreWastong Pananaw ukol sa Pera

Selling and marketing in messaging platforms

In the era of digital communication, messaging platforms have revolutionized the way businesses connect with their customers. Gone are the days when there was only one or two ways of getting in touch with a merchant (or vice versa). While traditional means are still being used, there are now a myriad of ways of engaging … Read moreSelling and marketing in messaging platforms

Tipid Tips sa Pagdiriwang ng mga Espesysal na Okasyon

Isa sa katangian ng mga Pilipino ay ang hilig sa pagplano ng mga iba’t ibang klase ng pagdiriwang.   Ito ay mga okasyon na kasama ang pamilya kung saan lumalabas o nagtitipon-tipon ang mga mag-anak upang ipagdiwang ang isa o maraming mga mahahalagang bagay na nagdudulot ng saya. Halimbawa ng mga okasyong ito ay kaarawan, … Read moreTipid Tips sa Pagdiriwang ng mga Espesysal na Okasyon